P1: you owe me money.
P2: this was last year. Now I owe you nothing.
P1: but you haven’t paid me back.
P2: the new year does not recognize the debts of the previous year.
P1: but you continue to be pennyless. If you need more money I will not lend you. You must honor your obligations.
P2: but I have no money to pay you back.
P1: no problem, I will lend you money to pay me back.
P2: I do not understand. But I will think about it.
PS. P1 and P2 are two people who know each other and spend a lot of time together. They are alone, have no family, their whereabouts are fuzzy, they appear one day and they disappear the next. The dialogues take place in parks, open markets, deserted streets. Almost never indoors.